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  • How does no-fault insurance work?

    All drivers of private automobiles in New York are required to carry no-fault insurance, which means that for losses up to $50,000 (or higher limits, if applicable) your own insurer is responsible for paying your medical expenses and loss of income due to missed work if you are involved in an accident. You do not need to prove that the other driver was at fault, nor does any fault of your own affect your right to these insurance benefits.

    You are required to file for no-fault benefits within 30 days of your accident, subject to limited exceptions. If you miss the filing deadline, the insurance company might deny coverage of your medical bills, loss of earnings and other coverage available to you. You also need to be careful about protecting your right to payment from the other driver’s insurer while you are pursuing your own no-fault insurance benefits.

    It’s a good idea to get legal advice about the details of your no-fault insurance application before you complete and submit the forms to your insurer. Any mistakes you make in the early stages of the process could hurt your interest in getting full compensation for your losses and medical expenses later on.

    In more serious motor vehicle accident cases, your losses and expenses will be greater than your no-fault insurance policy coverage limits, and you and your attorney can claim those damages in a personal injury lawsuit against one or more defendants for the full range of your damages. In most cases, you will need to prove that the defendant was at fault in causing your injuries, either in whole or in part.

  • How much are legal fees for a personal injury lawsuit?

    The Pryor Law Firm accepts personal injury cases on a contingency fee basis, which means that you pay no attorney’s fee unless we recover compensation for you through a settlement or after a trial of your claims. If we recover money for you, a percentage of that amount will be paid as our legal fee. If our firm collects nothing for you, we do not get paid and there will be no legal fee under a contingency fee arrangement.

    Some personal injury and medical malpractice cases are complicated, and it costs money to investigate the case, review key evidence with experts and develop the case for settlement or trial. Court fees, investigation and expert witness fees in certain cases can cost thousands of dollars.

    Make sure that your lawyer can afford to advance these costs unless you are prepared to pay them as the case proceeds. At The Pryor Law Firm, we pay all the expenses necessary to develop a strong case for our client, and we only recover these expenses after the case is settled or won at trial. Our clients pay nothing while we are working on the case.

  • When should I contact a lawyer after an accident?

    The best time to seek legal advice is as soon as possible. It is always beneficial to consult with an attorney before speaking with an insurance company representatives or investigators. You can contact The Pryor Law Firm for a free consultation by calling us at any of our three office locations in Brooklyn, Manhattan or Nassau County.

    Unless you are absolutely certain that you came out of the accident unharmed, you should consider getting legal advice as soon as possible after the accident, even if your injuries seem to be minor. Head injuries, neck injuries, back injuries and other injuries often get worse before they get better, and many injuries are completely overlooked during emergency treatment.

    Discussing your situation with an experienced personal injury attorney soon after the accident will protect you from the mistakes that could make it harder for you to recover the full compensation that you deserve later on if you decide to take your claims to court.

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